{{whatsSelected | capitalize}} gross income: £
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UK Salary Tax Calculator 2018

Use the most advanced UK income tax calculator to calculate your net salary and exactly how much tax and national insurance you should pay to HMRC based on your income. Student loan, pension contributions, bonuses, company car, dividends, Scottish tax and many more advanced features available. 


Your salary (before tax and NI)
£
Weekly hours:
Options and other income sources Pension contributions,
student loan, tax code,
tax year, weekly hours,
Scottish tax,
childcare vouchers,
bonuses, dividends,
company benefits
Please note: the chart below only illustrates your main income and its tax and NI bands. If you have added bonuses, dividends, company car, or any other income type, please, scroll down to the "Tax calculation results" section to see the break-down for those.

Tax year - 2018/2019 Tax year - 2017/2018 Tax year - 2016/2017
Student loan - NO Plan 1 (before 2012) Plan 2 (after 2012)
Location - England Scotland Northern Ireland Wales
yearly grosss
£{{earningsSliders.yearly | number : fractionSize}}

£{{takeHome.monthly | number : 0 }}
monthly net
yearly gross
£{{earningsSliders.yearly | number : fractionSize}}

£{{takeHome.monthly | number : 0 }}
monthly net
INCOME TAX
Tax free:
£{{earningsSliders.yearly | number : fractionSize}} £{{yearlyAllowance | number : fractionSize}}
Earnings in this tax band: £{{taxableAmountBasic | number : fractionSize}}
Tax in this band: £{{yearly_basic_tax_to_display | number : fractionSize}}
£{{yearly_basic_tax_to_display + pension_tax_relief.basic_rate_value | number : 0}} initial tax minus
£{{pension_tax_relief.basic_rate_value | number : 0}} pension tax relief

Earnings in this tax band: £{{taxableWithHighTaxSum | number : fractionSize}}
Tax in this band: £{{highEarningExtraTax | number : fractionSize}}
£{{highEarningExtraTax + pension_tax_relief.higher_rate_value | number : 0}} initial tax minus
£{{pension_tax_relief.higher_rate_value | number : 0}} higher earning
pension tax relief
No tax
Basic tax: 20%
Higher rate tax: 40%
INCOME TAX
Tax free:
£{{earningsSliders.yearly | number : fractionSize}} £{{yearlyAllowance | number : fractionSize}}
Start er tax

Basic tax
Tax in this band: £{{scottish_tax.basic | number : 2}}

Intermediate tax
Tax in this band: £{{scottish_tax.intermediate | number : 2}}

Higher tax
Tax in this band: £{{scottish_tax.higher | number : 2}}

No tax
19%
20%
21%
41%
NATIONAL INSURANCE
NI free:
£{{earningsSliders.yearly | number : fractionSize}} £{{nationalInsuranceYearlyThreshold | number : fractionSize}} £{{earningsSliders.yearly | number : fractionSize}}
Earnings in this NI band: £{{ni.above_basic_limit | number : fractionSize}}
NI in this band: £{{ni.deductable_basic | number : 0}}
Earnings in this NI band: £{{ni.above_higher_limit | number : fractionSize}}
NI in this band: £{{ni.deductable_higher | number : 0}}
No NI
{{nationalInsuranceRateA}}% rate NI
{{nationalInsuranceRateB}}% rate NI
yearly grosss
£{{earningsSliders.yearly | number : fractionSize}}

£{{takeHome.monthly | number : 0 }}
monthly net
yearly gross
£{{earningsSliders.yearly | number : fractionSize}}

£{{takeHome.monthly | number : 0 }}
monthly net
INCOME TAX
Tax free:
£{{earningsSliders.yearly | number : fractionSize}} £{{yearlyAllowance | number : fractionSize}}

Basic:
Tax in this band:

Intermediate:
Tax in this band:

Intermediate:
Tax in this band:

No tax
19%
20%
21%
41%
NATIONAL INSURANCE
NI free:
£{{earningsSliders.yearly | number : fractionSize}} £{{nationalInsuranceYearlyThreshold | number : fractionSize}} £{{earningsSliders.yearly | number : fractionSize}}
Earnings in this NI band: £{{ni.above_basic_limit | number : fractionSize}}
NI in this band: £{{ni.deductable_basic | number : 0}}
Earnings in this NI band: £{{ni.above_higher_limit | number : fractionSize}}
NI in this band: £{{ni.deductable_higher | number : 0}}
No NI
{{nationalInsuranceRateA}}% rate NI
{{nationalInsuranceRateB}}% rate NI
yearly gross
£{{earningsSliders.yearly | number : fractionSize}}

£{{takeHome.monthly | number : 0 }}
monthly net
yearly gross
£{{earningsSliders.yearly | number : fractionSize}}

£{{takeHome.monthly | number : 0 }}
monthly net
INCOME TAX
Tax free:
£{{earningsSliders.yearly | number : fractionSize}} £{{yearlyAllowance | number : fractionSize}}
Earnings in this tax band: £{{taxableAmountBasic | number : fractionSize}}
Tax in this band: £{{yearly_basic_tax_to_display | number : fractionSize}}
£{{yearly_basic_tax_to_display + pension_tax_relief.basic_rate_value | number : 0}} initial tax minus
£{{pension_tax_relief.basic_rate_value | number : 0}} pension tax relief

Earnings in this tax band: £{{taxableWithHighTaxSum | number : fractionSize}}
Tax in this band: £{{highEarningExtraTax | number : fractionSize}}
£{{highEarningExtraTax + pension_tax_relief.higher_rate_value | number : 0}} initial tax minus
£{{pension_tax_relief.higher_rate_value | number : 0}} higher earning
pension tax relief
No tax
Basic tax: 20%
Higher rate tax: 40%
NATIONAL INSURANCE
NI free:
£{{earningsSliders.yearly | number : fractionSize}} £{{nationalInsuranceYearlyThreshold | number : fractionSize}}
Earnings in this band: £{{ni.above_basic_limit | number : fractionSize}}
NI in this band: £{{ni.deductable_basic | number : 0}}
Earnings in this band: £{{ni.above_higher_limit | number : fractionSize}}
NI in this band: £{{ni.deductable_higher | number : 0}}
No NI
{{nationalInsuranceRateA}}% rate NI
{{nationalInsuranceRateB}}% rate NI


Scottish Tax Break-down

Starter taxable earnings: £{{scottish_bands.earnings_in_bands.starter | number : 2}}
Starter tax at {{scottish_bands.starter.rate}}%: £{{scottish_tax.starter | number : 2}}

Basic taxable earnings: £{{scottish_bands.earnings_in_bands.basic | number : 2}}
Basic tax at {{scottish_bands.basic.rate}}%: £{{scottish_tax.basic | number : 2}}

Intermediate taxable earnings: £{{scottish_bands.earnings_in_bands.intermediate | number : 2}}
Intermediate tax at {{scottish_bands.intermediate.rate}}%: £{{scottish_tax.intermediate | number : 2}}

Higher taxable earnings: £{{scottish_bands.earnings_in_bands.higher | number : 2}}
Higher tax at {{scottish_bands.higher.rate}}%: £{{scottish_tax.higher | number : 2}}

Top taxable earnings: £{{scottish_bands.earnings_in_bands.top | number : 2}}
Top tax at {{scottish_bands.top.rate}}%: £{{scottish_tax.top | number : 2}}

Total Tax: £{{scottish_tax.all | number : 2}}



Problems with calculations? e-mail us at {{contact_email}}

Tax Calculation Results

Year
Month
Week
Day
Hour
Salary
This is your gross
salary, before
any deductions
£{{earningsSliders.yearly | number : fractionSize}}
£{{earningsSliders.monthly | number : fractionSize}}
£{{earningsSliders.weekly | number : 0}}
£{{earningsSliders.daily | number : 2}}
Bonus
£{{bonus.income.yearly | number : fractionSize}}
£{{bonus.income.monthly | number : 0}}
£{{bonus.income.weekly | number : 0}}
£{{bonus.income.daily | number : 2}}
£{{bonus.income.hourly | number : 2}}
Company car + fuel
Company fuel
£{{(company_car.car_income.yearly * 1) + (company_car.fuel_income.yearly * 1) | number : fractionSize}}
£{{(company_car.car_income.monthly * 1) + (company_car.fuel_income.monthly * 1) | number : 0}}
£{{(company_car.car_income.weekly * 1) + (company_car.fuel_income.weekly * 1) | number : 0}}
£{{(company_car.car_income.daily * 1) + (company_car.fuel_income.daily * 1) | number : 2}}
£{{(company_car.car_income.hourly * 1) + (company_car.fuel_income.hourly * 1) | number : 2}}
Dividends
£{{dividends.income.yearly | number : fractionSize}}
£{{ dividends.income.monthly | number : 0 }}
£{{dividends.income.weekly | number : 0}}
£{{dividends.income.daily | number : 2}}
£{{dividends.income.hourly | number : 2}}
Salary Tax
£{{incomeTax.yearly | number : fractionSize}}
£{{incomeTax.monthly | number : fractionSize}}
£{{incomeTax.weekly | number : fractionSize}}
£{{incomeTax.daily | number : 2}}
£{{incomeTax.hourly | number : 2}}
Dividend Tax
£{{dividends.tax.yearly | number : 0}}
£{{dividends.tax.monthly | number : 0}}
£{{dividends.tax.weekly | number : 2}}
£{{dividends.tax.daily | number : 2}}
£{{dividends.tax.hourly | number : 2}}
Total Tax
£{{incomeTax.yearly * 1 + dividends.tax.yearly * 1 | number : 0}}
£{{incomeTax.monthly * 1 + dividends.tax.monthly * 1 | number : 0}}
£{{incomeTax.weekly * 1 + dividends.tax.weekly * 1 | number : 2}}
£{{incomeTax.daily * 1 + dividends.tax.daily * 1 | number : 2}}
£{{incomeTax.hourly * 1 + dividends.tax.hourly * 1 | number : 2}}
NI
£{{nationalInsurance.yearly | number : 0 }}
£{{nationalInsurance.monthly | number : 0}}
£{{nationalInsurance.weekly | number : 0}}
£{{nationalInsurance.daily | number : 2}}
£{{nationalInsurance.hourly | number : 2}}
Pension
£{{pension.deductable.yearly | number : 0 }}
£{{pension.deductable.monthly | number : 0}}
£{{pension.deductable.weekly | number : 0}}
£{{pension.deductable.daily | number : 2}}
£{{pension.deductable.hourly | number : 2}}
Student loan
£{{student_loan_to_deduct.yearly | number : 0 }}
£{{student_loan_to_deduct.monthly | number : 0}}
£{{student_loan_to_deduct.weekly | number : 0}}
£{{student_loan_to_deduct.daily | number : 2}}
£{{student_loan_to_deduct.hourly | number : 2}}
Net salary + bonus
£{{(takeHome.yearly * 1) + (bonus.to_extract.yearly * 1) | number : 0 }}
This is your net pay
(take home pay)
from your salary
and your bonus
that goes into
your bank account
every month
£{{(takeHome.monthly * 1) + (bonus.to_extract.monthly * 1) | number : 0 }}
£{{(takeHome.weekly * 1) + (bonus.to_extract.weekly * 1) | number : 0 }}
£{{(takeHome.daily * 1) + (bonus.to_extract.daily * 1) | number : 0 }}
£{{(takeHome.hourly * 1) + (bonus.to_extract.hourly * 1)| number : 2 }}
Net salary + bonus
£{{takeHome.yearly * 1 - childcare_vouchers.income.yearly * 1 + (bonus.to_extract.yearly * 1) | number : 0 }}
£{{takeHome.monthly * 1 - childcare_vouchers.income.monthly * 1 + (bonus.to_extract.monthly * 1) | number : 0 }}
£{{takeHome.weekly * 1 - childcare_vouchers.income.weekly * 1 + (bonus.to_extract.weekly * 1) | number : 0 }}
£{{takeHome.daily * 1 - childcare_vouchers.income.daily * 1 + (bonus.to_extract.daily * 1) | number : 0 }}
£{{takeHome.hourly * 1 - childcare_vouchers.income.hourly * 1 + (bonus.to_extract.hourly * 1) | number : 2 }}
Company car + fuel
Company fuel
£{{(company_car.car_income.yearly * 1) + (company_car.fuel_income.yearly * 1) | number : fractionSize}}
£{{(company_car.car_income.monthly * 1) + (company_car.fuel_income.monthly * 1) | number : 0}}
£{{(company_car.car_income.weekly * 1) + (company_car.fuel_income.weekly * 1) | number : 0}}
£{{(company_car.car_income.daily * 1) + (company_car.fuel_income.daily * 1) | number : 2}}
£{{(company_car.car_income.hourly * 1) + (company_car.fuel_income.hourly * 1) | number : 2}}
Other BIK
£{{(other_benefits_in_kind.income.yearly * 1) | number : fractionSize}}
£{{(other_benefits_in_kind.income.monthly * 1) | number : 0}}
£{{(other_benefits_in_kind.income.weekly * 1) | number : 0}}
£{{(other_benefits_in_kind.income.daily * 1) | number : 2}}
£{{(other_benefits_in_kind.income.hourly * 1) | number : 2}}
Childcare vouchers
£{{childcare_vouchers.income.yearly | number : 0 }}
£{{childcare_vouchers.income.monthly | number : 0 }}
£{{childcare_vouchers.income.weekly | number : 0 }}
£{{childcare_vouchers.income.daily | number : 0 }}
£{{childcare_vouchers.income.hourly | number : 2 }}
Net dividends
£{{dividends.net.yearly | number : 0 }}
£{{dividends.net.monthly | number : 0 }}
£{{dividends.net.weekly | number : 0 }}
£{{dividends.net.daily | number : 0 }}
£{{dividends.net.hourly | number : 2 }}
TOTAL take home
£{{ (takeHome.yearly * 1) + (bonus.to_extract.yearly * 1) + (dividends.net.yearly * 1) + (company_car.car_income.yearly * 1) + (company_car.fuel_income.yearly * 1) + (other_benefits_in_kind.income.yearly * 1) | number : 0 }}
£{{ takeHome.monthly + (bonus.to_extract.monthly * 1) + (dividends.net.monthly * 1) + (company_car.car_income.monthly * 1) + (company_car.fuel_income.monthly * 1) + (other_benefits_in_kind.income.monthly * 1) | number : 0 }}
£{{ takeHome.weekly + (bonus.to_extract.weekly * 1) + (dividends.net.weekly * 1) + (company_car.car_income.weekly * 1) + (company_car.fuel_income.weekly * 1) + (other_benefits_in_kind.income.weekly * 1) | number : 0 }}
£{{ takeHome.daily + (bonus.to_extract.daily * 1) + (dividends.net.daily * 1) + (company_car.car_income.daily * 1) + (company_car.fuel_income.daily * 1) + (other_benefits_in_kind.income.daily * 1) | number : 0 }}
£{{ takeHome.hourly + (bonus.to_extract.hourly * 1) + (dividends.net.hourly * 1) + (company_car.car_income.hourly * 1) + (company_car.fuel_income.hourly * 1) + (other_benefits_in_kind.income.hourly * 1) | number : 2 }}


Problems with calculations? e-mail us at {{contact_email}}

Advanced options

Your age
Under 16 Between 16 - 69 Above 69
Gender (optional) Male Female
Tax year
2018-2019 (this year)2017-2018 (previous) 2016-2017
Tax Code
(works with L codes)
{{taxCode.input}}
Weekly hours
Pension contributions
%
of income
OR
£
/ month
Student loan
No Plan 1 Plan 2
Scotland
No Yes
No NI
No Yes
The options below will be live from the 1st of Nov 2017
Bonus:
£
/
Overtime:
£
/
Age:
Under 65 75-74
Female 60-65 Over 75
Married:
{{ is_blind }}
Blind:
{{ is_blind }}

Other income sources

Childcare vouchers
£
monthweek
Salary bonus
£
yearmonthweek
Is bonus included in your £{{earningsSliders.yearly | number : fractionSize}} salary?

NoYes
Company car
(BIK value)
Taxable car benefit:
£

Taxable fuel benefit:
£
yearmonth
Calculate your company car taxable value
Other benefits in kind
£
yearmonth
Dividend income
(yearly)
(for shareholders)
£



Total gross income, including all options and benefits in kind:
£{{all_earnings | number : fractionSize}}

Income tax explained

Explanation below is only for income tax, national insurance, and net pay.

To see more about student loan, pension contributions, dividends, etc., scroll up to the "Tax calculation results" section

To see how your childcare vouchers are calculated, please scroll up to the "Tax calculation results" section

Use the above income tax calculator to calculate your tax, national insurance and take home pay based on the amount you are earning. In our example above, you are earning £{{earningsSliders.yearly | number : fractionSize}} a year. Now let's break down this sum and see how your tax and national insurance is calculated.


How your tax is calculated

Every person in the UK has a personal tax allowance of £{{yearlyAllowance | number : fractionSize}} this financial year ({{tax_year}}-{{tax_year*1 + 1}}), which means that for the first £{{yearlyAllowance | number : fractionSize}} that you are earning, you'll pay no tax. That income can be from one or multiple jobs - just don't forget to add all the income sources together. As you can see in the slider above, there are different tax bands. From 0 to £{{yearlyAllowance | number : fractionSize}} you'll pay no tax, from £{{yearlyAllowance | number : fractionSize}} to £{{yearlyAllowance + highTaxLimit | number : fractionSize}} you'll pay {{basicTax}}% tax, and from £{{yearlyAllowance + highTaxLimit | number : fractionSize}} to £{{highestTaxLimit | number : fractionSize}} you'll pay {{highTax}}% tax.

In the example from our calculator above, you are earning £{{earningsSliders.yearly | number : fractionSize}} a year. Because your earnings are below your yearly allowance of £{{yearlyAllowance | number : fractionSize}}, you'll pay no tax. Out of this sum, you'll pay the basic rate of {{basicTax}}% tax on £{{taxableAmountBasic | number : fractionSize}} (£{{earningsSliders.yearly | number : fractionSize}} minus your personal allowance of £{{yearlyAllowance | number : fractionSize}}, up to the higher earnings limit of £{{yearlyAllowance + highTaxLimit | number : fractionSize}}): £{{yearly_basic_tax_to_display | number : fractionSize}} basic rate tax will be deducted. Because you are earning below the higher rate tax limit of £{{yearlyAllowance + highTaxLimit | number : fractionSize}}, you'll pay no higher rate tax. Because you are earning above the higher rate tax limit of £{{yearlyAllowance + highTaxLimit | number : fractionSize}}, you'll also pay higher rate tax on £{{taxableWithHighTaxSum | number : fractionSize}} (£{{earningsSliders.yearly | number : fractionSize}} minus the higher rate limit of £{{yearlyAllowance + highTaxLimit | number : fractionSize}}) at {{highTax}}% - £{{highEarningExtraTax | number : fractionSize}} higher rate tax will be deducted.

A simplified illustration of your tax:

  • You'll pay no tax on the first £{{yearlyAllowance | number : fractionSize}} that you're earning.
  • You'll pay £{{yearly_basic_tax_to_display | number : fractionSize}} tax on £{{taxableAmountBasic | number : fractionSize}} (at {{basicTax}}%)
  • You'll pay no basic rate tax
  • You'll pay no higher rate tax
  • You'll pay £{{highEarningExtraTax | number : fractionSize}} tax on £{{taxableWithHighTaxSum | number : fractionSize}} (at {{highTax}}%)
  • Total tax paid: £{{incomeTax.yearly | number : fractionSize}}


How is your National Insurance calculated

You won't pay any National Insurance if you earn below £{{nationalInsuranceYearlyThreshold | number : fractionSize}} a year. For any earnings above £{{nationalInsuranceYearlyThreshold | number : fractionSize}} you'll have to pay National Insurance, at the rate of {{nationalInsuranceRateA}}%. Also, if you earn above £{{nationalInsuranceUpperLimit | number : fractionSize}}, your National Insurance will drop to {{nationalInsuranceRateB}}%, but only for the sum above that limit. For the sum below this limit of £{{nationalInsuranceUpperLimit | number : fractionSize}}, you'll still pay the normal rate of {{nationalInsuranceRateA}}%.

In your example, from your total salary of £{{earningsSliders.yearly | number : fractionSize}} you are earning a total sum of £{{ni.above_basic_limit | number : fractionSize}} above the National Insurance threshold that qualifies for the {{nationalInsuranceRateA}}% rate National Insurance, which means you will pay £{{ni.deductable_basic | number : 0}} normal rate National insurance. Also, because you are earning above the higher rate NI threshold of £{{nationalInsuranceUpperLimit | number : fractionSize}} a total sum of £{{ni.above_higher_limit | number : fractionSize}} will qualify for {{nationalInsuranceRateB}}% National Insurance. Because you are earning below the higher thershold limit of £{{nationalInsuranceUpperLimit | number : fractionSize}} you will pay no National Insurance in the band of {{nationalInsuranceRateB}}%. In your example, your total salary of £{{earningsSliders.yearly | number : fractionSize}} is below the National Insurance threshold of £{{nationalInsuranceYearlyThreshold | number : fractionSize}}, thefore you won't pay any national insurance.

A simplified breakdown of your National Insurance:

  • You'll pay no NI on the first £{{nationalInsuranceYearlyThreshold | number : fractionSize}} that you're earning.
  • You'll pay £{{ni.deductable_basic | number : 0}} NI on £{{ni.above_basic_limit | number : fractionSize}} (at {{nationalInsuranceRateA}}%)
  • You'll pay no National Insurance
  • You'll pay no second band NI (at the {{nationalInsuranceRateB}}% rate)
  • You'll pay £{{ni.deductable_higher | number : 0}} NI on £{{ni.above_higher_limit | number : fractionSize}} (at {{nationalInsuranceRateB}}%)
  • Total NI paid: £{{ni.deductable_higher + ni.deductable_basic | number : 0}}

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